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I wasn't able to get approved for anything, not even a secured card but Fingerhut Fresh start program approved me for $180......
Just wanted to post this for the ones that may not be having any luck...
I did the same thing..opened an account with Webank fresh start program. After the initial pay off I believe they open it as a revolving account. Capital One declined you for a secured card?
I had the same thing -- I had a 170$ CL with the fresh start program. instead of paying off a purchase in 6 months, I paid it off in 3. And now I have a 1000$ CL with Webbank/Fingerhut.
It's not a prime account,heck its not even all quality items, but it started me off somewhere. And after that i was able to get more and more credit lines. (including $6K NFCU nRewards, $800 Ny&Co, $500 Victorias Secret)
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There is hope! No one's credit is bad forever if they're down to put the work in!
Yes, even capital one has denied me (more than once)....
We all have to start somewhere. Congrats!
@Shogun wrote:We all have to start somewhere. Congrats!
Very true.... Thank you!
@NewbieReed wrote:I had the same thing -- I had a 170$ CL with the fresh start program. instead of paying off a purchase in 6 months, I paid it off in 3. And now I have a 1000$ CL with Webbank/Fingerhut.
It's not a prime account,heck its not even all quality items, but it started me off somewhere. And after that i was able to get more and more credit lines. (including $6K NFCU nRewards, $800 Ny&Co, $500 Victorias Secret)
.
There is hope! No one's credit is bad forever if they're down to put the work in!
This gives me even more hope! LOL Thank you
Great- just keep plugging!
These boards have been my LIFESAVER. I mean, seriously, if this thing took donations, I would be all outta money. LOL.