Starting Score: CK 519 FICO 498
I had the same thing -- I had a 170$ CL with the fresh start program. instead of paying off a purchase in 6 months, I paid it off in 3. And now I have a 1000$ CL with Webbank/Fingerhut.
It's not a prime account,heck its not even all quality items, but it started me off somewhere. And after that i was able to get more and more credit lines. (including $6K NFCU nRewards, $800 Ny&Co, $500 Victorias Secret)
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There is hope! No one's credit is bad forever if they're down to put the work in!
Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012 
We all have to start somewhere. Congrats!
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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