There is hope

[dashpt]

Ok so most people usually come here to express their gratitude as well as frustrations when it come to their credit repair journey, i'm no different.......this is my gratitude post.......THANK YOU!!!!!!!!!! to everyone that has helped me, has given me advise thank you......in Janury this year I started with 13 collections/charge offs/ derog.....now on my TU report which i received a free copy of this morning i'm down to three!!! yes three with two of them schedule to fall of in less than 10 months......on EQ and EX i'm down to five!!! four of which will also fall off in less than 10 months  most importantly my most recent collection is paid and gone!!! i'm so happy I could scream, i plan on buying my first home in around November of next year and until today I never thought it would be possible, i cant wait to tell my daughter the good news, she wants a puppy and i told her she would get one when we buy that house  my scores will be going up on all three since all three had recent collection deleted this week and I usually keep my credit utilization low anyway.....So for those of you who are just starting or who feels discouraged DON'T!!!! it will come together, because if I can come out the hole you can too......and by the way last year this time I had 18 negatives but thanks to myfico and YOU!!!! i'm almost negative free.......THANK YOU!

[Anonymous]

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@dashpt wrote:

Ok so most people usually come here to express their gratitude as well as frustrations when it come to their credit repair journey, i'm no different.......this is my gratitude post.......THANK YOU!!!!!!!!!! to everyone that has helped me, has given me advise thank you......in Janury this year I started with 13 collections/charge offs/ derog.....now on my TU report which i received a free copy of this morning i'm down to three!!! yes three with two of them schedule to fall of in less than 10 months......on EQ and EX i'm down to five!!! four of which will also fall off in less than 10 months  most importantly my most recent collection is paid and gone!!! i'm so happy I could scream, i plan on buying my first home in around November of next year and until today I never thought it would be possible, i cant wait to tell my daughter the good news, she wants a puppy and i told her she would get one when we buy that house  my scores will be going up on all three since all three had recent collection deleted this week and I usually keep my credit utilization low anyway.....So for those of you who are just starting or who feels discouraged DON'T!!!! it will come together, because if I can come out the hole you can too......and by the way last year this time I had 18 negatives but thanks to myfico and YOU!!!! i'm almost negative free.......THANK YOU!

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Congrats!.......Thanks for sharing :-)

[Anonymous]

Congrat's To You For All Of Your Hard Work. 

[blackswan22]

Congrats!! Can you share what you did to get the paid collections removed?? Im trying to buy a house in April and I have 10 paid collections 5 of them being medical collections. 

[alienfico]

Congrats on your success!!!!  This board does indeed provide so many of us with dinged credit with hope!

[alienfico]

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@blackswan22 wrote:

Congrats!! Can you share what you did to get the paid collections removed?? Im trying to buy a house in April and I have 10 paid collections 5 of them being medical collections. 

Have you checked out the Hippa process (WhyChat)?  It seems to be very effective for medical collections.

[ERoosky99]

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@dashpt wrote:

Ok so most people usually come here to express their gratitude as well as frustrations when it come to their credit repair journey, i'm no different.......this is my gratitude post.......THANK YOU!!!!!!!!!! to everyone that has helped me, has given me advise thank you......in Janury this year I started with 13 collections/charge offs/ derog.....now on my TU report which i received a free copy of this morning i'm down to three!!! yes three with two of them schedule to fall of in less than 10 months......on EQ and EX i'm down to five!!! four of which will also fall off in less than 10 months  most importantly my most recent collection is paid and gone!!! i'm so happy I could scream, i plan on buying my first home in around November of next year and until today I never thought it would be possible, i cant wait to tell my daughter the good news, she wants a puppy and i told her she would get one when we buy that house  my scores will be going up on all three since all three had recent collection deleted this week and I usually keep my credit utilization low anyway.....So for those of you who are just starting or who feels discouraged DON'T!!!! it will come together, because if I can come out the hole you can too......and by the way last year this time I had 18 negatives but thanks to myfico and YOU!!!! i'm almost negative free.......THANK YOU!

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CONGRATS and wishing you continued success!!

[dashpt]

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@blackswan22 wrote:

Congrats!! Can you share what you did to get the paid collections removed?? Im trying to buy a house in April and I have 10 paid collections 5 of them being medical collections. 

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hi, for the medical collections google the HIPAA law...or i think the have a site chathipaa....for the others try doing a good will.....