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New Visitor
Posts: 1
Registered: ‎09-09-2010
0

There is hope.....

I wasn't able to get approved for anything, not even a secured card but Fingerhut Fresh start program approved me for $180......

Just wanted to post this for the ones that may not be having any luck...

Contributor
Posts: 114
Registered: ‎06-06-2012
0

Re: There is hope.....

[ Edited ]

I did the same thing..opened an account with Webank fresh start program.  After the initial pay off I believe they open it as a revolving account.  Capital One declined you for a secured card?


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Frequent Contributor
Posts: 444
Registered: ‎12-05-2012
0

Re: There is hope.....

I had the same thing -- I had a 170$ CL with the fresh start program. instead of paying off a purchase in 6 months, I paid it off in 3. And now I have a 1000$ CL with Webbank/Fingerhut.
It's not a prime account,heck its not even all quality items, but it started me off somewhere. And after that i was able to get more and more credit lines. (including $6K NFCU nRewards, $800 Ny&Co, $500 Victorias Secret)
.


There is hope! No one's credit is bad forever if they're down to put the work in! 

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
Valued Member
Posts: 28
Registered: ‎06-29-2010
0

Re: There is hope.....

Yes, even capital one has denied me (more than once)....


..............................................................................................................................
Credit score: 11/2014 TU 623 via denial letter
Fingerhut (1,500) | Express (450) | Cap1 Secured (200) | Credit1 (650) | | Quicksilver (500) | JCP (500) | VS (500) | Jared (3,000) | Walmart (150) | Bloomingdales (600) |
Moderator
Posts: 13,249
Registered: ‎04-15-2011
0

Re: There is hope.....

We all have to start somewhere.  Congrats!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Member
Posts: 28
Registered: ‎06-29-2010
0

Re: There is hope.....


Shogun wrote:

We all have to start somewhere.  Congrats!


Very true.... Thank you!


..............................................................................................................................
Credit score: 11/2014 TU 623 via denial letter
Fingerhut (1,500) | Express (450) | Cap1 Secured (200) | Credit1 (650) | | Quicksilver (500) | JCP (500) | VS (500) | Jared (3,000) | Walmart (150) | Bloomingdales (600) |
Valued Member
Posts: 28
Registered: ‎06-29-2010
0

Re: There is hope.....


NewbieReed wrote:

I had the same thing -- I had a 170$ CL with the fresh start program. instead of paying off a purchase in 6 months, I paid it off in 3. And now I have a 1000$ CL with Webbank/Fingerhut.
It's not a prime account,heck its not even all quality items, but it started me off somewhere. And after that i was able to get more and more credit lines. (including $6K NFCU nRewards, $800 Ny&Co, $500 Victorias Secret)
.


There is hope! No one's credit is bad forever if they're down to put the work in! 


This gives me even more hope! LOL Thank you


..............................................................................................................................
Credit score: 11/2014 TU 623 via denial letter
Fingerhut (1,500) | Express (450) | Cap1 Secured (200) | Credit1 (650) | | Quicksilver (500) | JCP (500) | VS (500) | Jared (3,000) | Walmart (150) | Bloomingdales (600) |
Frequent Contributor
Posts: 444
Registered: ‎12-05-2012
0

Re: There is hope.....

Great- just keep plugging!

 

These boards have been my LIFESAVER. I mean, seriously, if this thing took donations, I would be all outta money. LOL.

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
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