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Things are looking up!

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Anonymous
Not applicable

Things are looking up!

I've only just joined this forum recently, and have found the advice to be invaluable. I've had success with Chase removing a paid in full closed account from my CR. Capital One agreed to remove a 30 day late payment over the phone. I have had one CO of which I was an AU removed after disputing, and I'm awaiting the results of another with the same situation. I won't know how much my score will go up until my next report which will be sent to me in January, but I'm praying it will! Thank you to all who take the time to help others here!

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2 REPLIES 2
sunshine24
New Contributor

Re: Things are looking up!

Chase will sometimes delete entire accounts when paid in full. Read my PM.


Starting Score: 608 EQ (FICO) 8/11/11
Current Score: 713 EQ (FICO) 2/14/13
Goal Score: 750


Take the FICO Fitness Challenge
Message 2 of 3
AndySoCal
Valued Contributor

Re: Things are looking up!

Getting derogatroy information off your credit report will boast your FICO score.

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican CU

Pelican State CU Redstone FCU

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