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Hi all,
I keep getting mail-every month or so from MCM management for a Providian account. Thing is-this is no longer even on my credit report. Darn thing is so old it fell off about a year ago. Can they keep sending me mail? How can I make the collection agency stop?
Thanks,
They can continue to collect and send you mail and pursue their collection efforts. Heck they can even sue you(only in hopes of a default judgement) and itd be your job to be there in court and use the SOL defense.
DV them and then accordingly pay them or C&D them.
@Istherehope wrote:Hi all,
I keep getting mail-every month or so from MCM management for a Providian account. Thing is-this is no longer even on my credit report. Darn thing is so old it fell off about a year ago. Can they keep sending me mail? How can I make the collection agency stop?
Thanks,
I still get them for RJM Acquisitions for an old cc. I hang on to one of those "bills" they send, just as a reminder to myself of where I came from. (used to be) My oc dropped off my reports about 6 years ago.