cancel
Showing results for 
Search instead for 
Did you mean: 

This PFD & GW thing is quite a task.

Established Contributor

This PFD & GW thing is quite a task.

Sending out GW's and PFD's is alot of work!  Very disheartening when you get no response, and then you send out more. 

 

Still have 6 uglies to get removed from the DH's report. Smiley Sad

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 1 of 11
10 REPLIES
Regular Contributor

Re: This PFD & GW thing is quite a task.

Keep going. I am in the same boat as you. Just when I give up, I do another round, and something always gets better. It might only be one at a time, but all those times add up! Best of luck! 


Starting Score: EQ 416 TU 498 EX 468 Lender Fico's July 2012
Current Score: EQ 674 TU 679 Ex 686 EX
Goal Score: For now: 640s


Take the FICO Fitness Challenge
Message 2 of 11
Moderator Emeritus

Re: This PFD & GW thing is quite a task.

Do I need to hum the theme to Rocky in the background?  Get in there girl!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 11
Established Contributor

Re: This PFD & GW thing is quite a task.

Come on! Sing it with me! " Risin' up, back on the street, did my time, took my chances,went the distance now I'm back on my feet, just a gal and her will to survie. Its the eye of the tiger, the thril of the fight."  Ok, you get the point, and yes I know I skipped to the chorus! LOL!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 4 of 11
New Contributor

Re: This PFD & GW thing is quite a task.

Hang in there! Ive noticed its a lot of work too, but I figure my credit is not going to fix itself so might as well do what I can. I'm a big time imsomniac too, so I work on this all real late at night when I can't sleep anyway and when there is nothing good on TV! Lol. 

Starting Scores: 9/19/2012 EQ 613 / TU 526 / EX 543
Current Scores: EQ 716 TU 724 EX 724 Goal Scores: 700
Message 5 of 11
Moderator Emeritus

Re: This PFD & GW thing is quite a task.

I have a touch of OCD, so...   not a problem for me.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 11
Valued Contributor

Re: This PFD & GW thing is quite a task.


S7 wrote:

Sending out GW's and PFD's is alot of work!  Very disheartening when you get no response, and then you send out more. 

 

Still have 6 uglies to get removed from the DH's report. Smiley Sad


Yeah it is alot of work....and one more reason to have to check the mailbox 

ccpics2.jpg
Message 7 of 11
Established Contributor

Re: This PFD & GW thing is quite a task.

Just remember, if it was easy, everyone would just rack up debt and baddies then GW & PFD...Hold strong, and keep going! Smiley Happy

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 8 of 11
Regular Contributor

Re: This PFD & GW thing is quite a task.

Stay with it. I had 8 baddies the beginning of Oct. I'm down to 3. It really works but it can get frustrating!! YOU CAN DO IT!! Smiley Happy

Starting score (9-29-12)= myfico EQ-562, myfico TU-551, Exp.plus-550
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board Smiley Happy
Message 9 of 11
Valued Contributor

Re: This PFD & GW thing is quite a task.

Stick with it. Just because you don't get a reponse doesn't mean your voice is not heard.

 

I'm down to 2 CA myself which I will pay next month and I will be CA free. Then there is that whole PRA thing.

Scores: about 700 across the board
Total CL: $275k
Message 10 of 11