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Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

This PFD & GW thing is quite a task.

Sending out GW's and PFD's is alot of work!  Very disheartening when you get no response, and then you send out more. 

 

Still have 6 uglies to get removed from the DH's report. :smileysad:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Regular Contributor
Posts: 230
Registered: ‎09-22-2012
0

Re: This PFD & GW thing is quite a task.

Keep going. I am in the same boat as you. Just when I give up, I do another round, and something always gets better. It might only be one at a time, but all those times add up! Best of luck! 


Starting Score: EQ 416 TU 498 EX 468 Lender Fico's July 2012
Current Score: EQ 548 (Myfico) TU 655 (Walmart) CK 672 EX?? CS 642
Goal Score: For now: 640s


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Moderator
Posts: 13,756
Registered: ‎04-15-2011
0

Re: This PFD & GW thing is quite a task.

Do I need to hum the theme to Rocky in the background?  Get in there girl!!!!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: This PFD & GW thing is quite a task.

Come on! Sing it with me! " Risin' up, back on the street, did my time, took my chances,went the distance now I'm back on my feet, just a gal and her will to survie. Its the eye of the tiger, the thril of the fight."  Ok, you get the point, and yes I know I skipped to the chorus! LOL!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
New Contributor
Posts: 93
Registered: ‎10-10-2012
0

Re: This PFD & GW thing is quite a task.

Hang in there! Ive noticed its a lot of work too, but I figure my credit is not going to fix itself so might as well do what I can. I'm a big time imsomniac too, so I work on this all real late at night when I can't sleep anyway and when there is nothing good on TV! Lol. 

Starting Scores: 9/19/2012 EQ 613 / TU 526 / EX 543

Current Scores: EQ 692 / TU 677 / EX 678 br>
Goal Scores: 700
Moderator
Posts: 13,756
Registered: ‎04-15-2011
0

Re: This PFD & GW thing is quite a task.

I have a touch of OCD, so...   not a problem for me.  :smileyhappy:



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
0

Re: This PFD & GW thing is quite a task.


S7 wrote:

Sending out GW's and PFD's is alot of work!  Very disheartening when you get no response, and then you send out more. 

 

Still have 6 uglies to get removed from the DH's report. :smileysad:


Yeah it is alot of work....and one more reason to have to check the mailbox 

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Established Contributor
Posts: 527
Registered: ‎10-25-2012
0

Re: This PFD & GW thing is quite a task.

Just remember, if it was easy, everyone would just rack up debt and baddies then GW & PFD...Hold strong, and keep going! :smileyhappy:

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Regular Contributor
Posts: 123
Registered: ‎10-01-2012
0

Re: This PFD & GW thing is quite a task.

Stay with it. I had 8 baddies the beginning of Oct. I'm down to 3. It really works but it can get frustrating!! YOU CAN DO IT!! :smileyhappy:

Starting score (9-29-12)= myfico EQ-562, myfico TU-551, Exp.plus-550
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board :smileyhappy:
Valued Contributor
Posts: 1,541
Registered: ‎08-30-2012
0

Re: This PFD & GW thing is quite a task.

Stick with it. Just because you don't get a reponse doesn't mean your voice is not heard.

 

I'm down to 2 CA myself which I will pay next month and I will be CA free. Then there is that whole PRA thing.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
Total credit $185,250; Util 14%
Goal Score: 700 across the board.
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