Rebuilding Your Credit

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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

This Year...

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‎11-30-2012 12:56 PM

This year..........

 

I have gained 100+  Points on my credit Score......see siggy

 

I have went from 40 Collections down to 1

 

I have a repo Gone off 2 of my 3 reports

 

I have had an on time payment History all year :smileyhappy:

 

I have had 2 GW deletions of Charge Off's

 

My Util has come down from 98 % to 63%......I know gotta get it lower :smileyhappy:

 

Thanks to everyone here for all your help and support

 

I don't know what I would have done without you

 

 

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
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Established Contributor
madmann26
Posts: 965
Registered: ‎08-30-2012

Re: This Year...

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‎11-30-2012 03:45 PM

Looking good Keep it up!!
Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $500; NFCU Siggy $10000; $500 WalMart SC
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Message 2 of 11 (340 Views)
 
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: This Year...

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‎11-30-2012 04:27 PM

Great job this year, congrats! :smileyhappy:
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Message 3 of 11 (327 Views)
 
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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: This Year...

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‎12-01-2012 07:03 AM

Thank you both :smileyhappy:
Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 4 of 11 (274 Views)
 
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Regular Contributor
Goal850
Posts: 108
Registered: ‎07-09-2012

Re: This Year...

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‎12-01-2012 08:16 AM

Wow congrats great work

Starting Score: 07/09/12 TU 587(myfico) EQ 572(myfico) EX 591(FAKO CS)
Current Score: TU 684(nfcu cli appr 2/19/13) EQ 650(USAA Amex denial 2/20/13) EX 648(Amex denial of course, 2/12/13)
Goal Score: 760+Take the FICO Fitness Challenge
Message 5 of 11 (264 Views)
 
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Moderator
Shogun
Posts: 7,367
Registered: ‎04-15-2011

Re: This Year...

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‎12-01-2012 10:58 AM

My thoughts personally?   You're doing a great job.  Keep it up!

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
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Frequent Contributor
sphinx313
Posts: 550
Registered: ‎02-12-2011

Re: This Year...

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‎12-01-2012 04:23 PM

That's incredible. You started lower than I did. I didn't think that was possible! And now you're further along as well! Excellent work.


Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700

Take the FICO Fitness Challenge
Message 7 of 11 (225 Views)
 
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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: This Year...

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‎12-01-2012 04:31 PM

Thank you all :smileyhappy:

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 8 of 11 (219 Views)
 
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Valued Contributor
annielorie
Posts: 1,173
Registered: ‎02-19-2012

Re: This Year...

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‎12-01-2012 05:09 PM

Persistence is the key Good Job get that utilization lower and you should start to soar!!

Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760
Lowes2,400 Discover More 3,000 Jcpenny 2,000
Chase freedom 500 Never take NO for an answer!!
Message 9 of 11 (207 Views)
 
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New Contributor
mizmagic
Posts: 64
Registered: ‎10-20-2012

Re: This Year...

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‎12-01-2012 06:37 PM

Great work!

Starting Score: 523
Current Score: EQ 608 EXP 648 TU 565
Goal Score: 800

Take the FICO Fitness Challenge
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