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This Year...

Established Contributor

This Year...

This year..........

 

I have gained 100+  Points on my credit Score......see siggy

 

I have went from 40 Collections down to 1

 

I have a repo Gone off 2 of my 3 reports

 

I have had an on time payment History all year Smiley Happy

 

I have had 2 GW deletions of Charge Off's

 

My Util has come down from 98 % to 63%......I know gotta get it lower Smiley Happy

 

Thanks to everyone here for all your help and support

 

I don't know what I would have done without you

 

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 1 of 11
10 REPLIES
Valued Contributor

Re: This Year...

Looking good Keep it up!!
Scores: about 700 across the board
Total CL: $275k
Message 2 of 11
Valued Contributor

Re: This Year...

Great job this year, congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 3 of 11
Established Contributor

Re: This Year...

Thank you both Smiley Happy

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 4 of 11
Regular Contributor

Re: This Year...

Wow congrats great work
Message 5 of 11
Moderator Emeritus

Re: This Year...

My thoughts personally?   You're doing a great job.  Keep it up!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 11
Established Contributor

Re: This Year...

That's incredible. You started lower than I did. I didn't think that was possible! And now you're further along as well! Excellent work.



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


Take the FICO Fitness Challenge
Message 7 of 11
Established Contributor

Re: This Year...

Thank you all Smiley Happy


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 8 of 11
Highlighted
Valued Contributor

Re: This Year...

Persistence is the key Good Job get that utilization lower and you should start to soar!!


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Message 9 of 11
New Contributor

Re: This Year...

Great work!


Starting Score: 523
Current Score: EQ 608 EXP 648 TU 565
Goal Score: 800


Take the FICO Fitness Challenge
Message 10 of 11