This credit score is such a real game

jadeite788 · ‎02-01-2013

Of manipulation. I applied for a new credit, it helped my transunion score, but lowered my equifax.

Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750
Take the FICO Fitness Challenge

Shogun · ‎02-01-2013

Welcome to the Credit Score rollercoaster!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

ktl72455 · ‎02-01-2013

LOL!!! I do a happy dance on one side of a wall as one goes up and walk to my other side and bang my head because one went down!!

I'm just glad I dont have to keep buying tickets at the ticket booth for this credit rollercoaster ride!!

Just keep at it!!! Your not the only one on the ride, theres a bunch of us with you! :-)

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%

jadeite788 · ‎02-05-2013

It really sux....I am trying to figure out how some get into the 700's. I have two credit cards now totaling $2K, and utilization of 1%

Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750
Take the FICO Fitness Challenge