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Established Contributor
Posts: 516
Registered: ‎09-25-2009
0

This credit score is such a real game

Of manipulation.  I applied for a new credit, it helped my transunion score, but lowered my equifax.


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

Take the FICO Fitness Challenge



Moderator
Posts: 13,897
Registered: ‎04-15-2011
0

Re: This credit score is such a real game

Welcome to the Credit Score rollercoaster!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
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Established Contributor
Posts: 855
Registered: ‎12-09-2012
0

Re: This credit score is such a real game

LOL!!!  I do a happy dance on one side of a wall  as one goes up and walk to my other side and bang my head because one went down!! 

 

I'm just glad I dont have to keep buying tickets at the ticket booth for this credit rollercoaster ride!!  Smiley Very Happy

 

Just keep at it!!! Your not the only one on the ride, theres a bunch of us with you!  :-)

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
1/29/15 TU08 666 | EQ08 676 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1300~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 8K ~Care Credit 3,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Foreclosure (fall off TU 6/15 EX 9/15 EX 12/15)
Established Contributor
Posts: 516
Registered: ‎09-25-2009
0

Re: This credit score is such a real game

It really sux....I am trying to figure out how some get into the 700's.  I have two credit cards now totaling $2K, and utilization of 1%


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

Take the FICO Fitness Challenge



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