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This iib isn't reporting right, is it?

Frequent Contributor

This iib isn't reporting right, is it?

 

So, I got an update from myFICO yesterday. My IIB car loan went from reporting now hung past due to reporting a 9900 balance and 9900 past due. This is the result of my disputing the date of last activity and the term. My score didn't change, so should I dispute this again since it was included I. Bankruptcy and there's nothing past due or owed?  9pr should I just leave it alone so it doesn't get more messed up?

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Gardening until further notice
Message 1 of 4
3 REPLIES
Community Leader
Epic Contributor

Re: This iib isn't reporting right, is it?

I would first give them a call and request in informal explanation.

It may only be a computer snafu.

Message 2 of 4
Frequent Contributor

Re: This iib isn't reporting right, is it?

Call Equifax (yuck) or call ally?


Gardening until further notice
Message 3 of 4
Highlighted
Community Leader
Epic Contributor

Re: This iib isn't reporting right, is it?

Ally.

The CRA is only reporting what has been furnished to them.

The creditor may agree with the error and simply correct or delete their reporting without need for a formal dispute.

Message 4 of 4