So, I got an update from myFICO yesterday. My IIB car loan went from reporting now hung past due to reporting a 9900 balance and 9900 past due. This is the result of my disputing the date of last activity and the term. My score didn't change, so should I dispute this again since it was included I. Bankruptcy and there's nothing past due or owed? 9pr should I just leave it alone so it doesn't get more messed up?
I would first give them a call and request in informal explanation.
It may only be a computer snafu.
The CRA is only reporting what has been furnished to them.
The creditor may agree with the error and simply correct or delete their reporting without need for a formal dispute.