Re: This is my 27th Round of Letters

Shogun · ‎04-15-2011

Scott you are a valued member of the myFICO forums. You give great information to the members,(myself included). We do appreciate your help and wish you the best of luck with lucky number "27".

Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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rckstrscott · ‎04-25-2011

tmobileguy wrote:
Out of curiousity, what is highest round of letters that you have had a positive result with? Or what was the account that took the most rounds of letters and how many did you have to send? I think people will be motivated to continue on if they know that you had success in the 25th round or something like that... I know this post has personally motivated me to continue on...

HSBC -- took well into the 20s.. and I was sending like, 10 out at a time to varying addressess haha

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession
Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX

rckstrscott · ‎04-25-2011

Shogun wrote:
Scott you are a valued member of the myFICO forums. You give great information to the members,(myself included). We do appreciate your help and wish you the best of luck with lucky number "27".

Thanks Shogun! Appreciate it!

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession
Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX

electra · ‎10-21-2012

Rooting for you!! 27 feels like a lucky number to me!!

Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board

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llecs · ‎08-04-2007

All you need is one "yes". The other no's don't matter.

chapal75 · ‎02-25-2013

I am very curious to know how were you able to remove Portfolio? PM me if you like.

And thanks for all your contributions!!!

lahtiji · ‎01-29-2011

A good reality check as I grumble about three rounds and getting nowhere. I'll keep at it.

Starting Scores: EQ 624 1/31/13 TU 548 *ouch* 2/1/13 EX 566
Current Scores: EQ 647 2/22/13 TU 598 FAKO 2/22/13 EX 566
Goal Score: 700 Club by March 2014

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rckstrscott · ‎04-25-2011

lahtiji wrote:
A good reality check as I grumble about three rounds and getting nowhere. I'll keep at it.

hahah yeah, i know the feelings.. i always feel hopefull at the start, then pessemistic, then stubborn haha

What is the old lotto slogan? You gotta be in it to win it? Same deal with GW -- they have to be sent to have luck..

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession
Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX

Crossdivided · ‎01-23-2013

rckstrscott wrote:
lahtiji wrote:
A good reality check as I grumble about three rounds and getting nowhere. I'll keep at it.
hahah yeah, i know the feelings.. i always feel hopefull at the start, then pessemistic, then stubborn haha

What is the old lotto slogan? You gotta be in it to win it? Same deal with GW -- they have to be sent to have luck..

-scott

^ THAT ^

Starting Score (2/2/13): EQ FICO: 427 / EX FICO (Lender Pull): 518 / TU FICO 519
Current Score (6/16/13): EQ FICO: 687 / EX FICO (Lender Pull): / TU FICO:
Goal Score: 700

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tbiscuit · ‎03-04-2013

Hello, I new to the forum but was wondering what your letters are about. I have disbuted things online and have gotten them removed but there is one that want. I was also wondering if your letters worked because of the letter or was the time just up to take them off. I had a collection account for an old light bill wit progress energy ontacted the collection agency and was told it would be removed once I paid it so I did pay it in full. Now Progress E. want remove it.

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Re: This is my 27th Round of Letters

Re: This is my 27th Round of Letters

Re: This is my 27th Round of Letters

Re: This is my 27th Round of Letters

Re: This is my 27th Round of Letters

Re: This is my 27th Round of Letters

Re: This is my 27th Round of Letters

Re: This is my 27th Round of Letters

Re: This is my 27th Round of Letters

Re: This is my 27th Round of Letters