This process is slow, but I'm moving in the right direction

[kiasmith1974]

So when I started this journey I was hovering in the low 500's.....Ive had every negative you can think of on my credit

I've finally broke 600 on all three reports, have 3 tl's reporting at around 30% uti.

Student loan rehab about to be completed (9th payment this month)

most negatives removed

no apps whatsover...i really need a new car, but am saving to buy used instead of trying to obtain a car loan.....

This place was a godsend !!!!!!!!!

Just wanted to vent

[guiness56]

It looks like you have made some very good progress.

And it doesn't sound like a vent to me.  You should be proud of what you have accomplished, you well deserve it.

[MonkeyBelly]

Congratulations. Great progress!

[Anonymous]

If I were you I would stay right on top of them after that last payment. Be sure to contact them and find out where your account is going so that you can get on top of your new payment arrangements.  My account nearly slipped through the cracks after I rehabbed my student loans years ago and it would have put me back at the start.

[kiasmith1974]

oh no!

i've read several horror stories on here about rehabs gone wrong......I bug these people every month when i make my payments

and will continue to do so every month until I know my loans been picked up....i've come to far to stop now!

[Anonymous]

It sounds like youre on top of it and doing a great job. Congratulations on all of the progress!

[kiasmith1974]

Thanks All!

[Henchman21]

You're doing a great job! I bet getting that utilization down to 1-9% would give you a nice little score boost too!

[makeupho]

Congratulations!