01-31-2013 04:25 PM
I've been working to get a $500 collection removed from credit report from Time Warner. It is now with Collection Bureau of America (CBA).
I sent CBA a PFD - They didn't respond
I then decided to call Time Warner to see if they could help. Time Warner said that if I went into a payment office and paid in full to Time Warner they could have it removed from my credit report.
This sounds nice, but I've read on the forums that even if you pay the OC that doesn't mean the CA is required to remove the collection from your CR. Is this true?????
Does Time Warner have the ability to recall a collection?
Thanks in advance for your responses.
01-31-2013 04:25 PM
forgot to click email when someone replies
01-31-2013 04:29 PM
It sounds like CBA is just the CA assigned to the debt, and not the owners of the debt. Is this the case? If it is, I would pay Time Warner - but get something in writing stating that is their intent. If they won't do that, just pay it and hope they live up to their word.
01-31-2013 05:20 PM
I had a collection account with TWC and sent an email to the office of the president. Recieved a return call with in 2 hours and paid the account and they sent a letter the the CA to remove the account from my Credit Report.
01-31-2013 05:27 PM
01-31-2013 06:45 PM
thanks to everyone for their responses. Fingers crossed it works out.
I didn't receive the PM with the email address. Would you mind sending it again?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.