02-20-2013 02:26 PM
I had a Time Warner on my credit report a few months ago. I went into the office to pay it, then disputed it and it came right off. Pay the teller and don't pay through the kiosk machine.
02-21-2013 11:09 AM
I'm having issues with Time Warner as well. I paid in full an account in 2011 and in December 2012 they re-opened the account with a balance saying I owed for equipment i didn't return!!! I returned all equipment. The thing about it is this account was from 2008! How do you go all these years and them all of a sudden I owe for equipment? I really need the email address to the president please. Customer service gave the number to In-house collections but its an answering service. Ughhh so frustrating!
02-21-2013 07:12 PM
02-21-2013 07:33 PM
The answer to the basic question is yes, a creditor can always "recall" their collection to the extent that they can terminate the assigned collection authority.
However, a credtior cannot "recall" credit reporting made by their assigned debt collecton.
It is not their reporting, and they have no authority to delete it or require the debt collector to delete.
They can request the debt collector to delete, but since deletion based on payment of the debt is contrary to the written policy of the CRAs, I would imagine some reluctance on their part to request that the debt collector violate the terms of their credit reporting agreement.
03-01-2013 06:49 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.