Well, I app'd to join a local credit union so I can get in with them. May use the pull to set up a secured card with them (giving me my third card.) They use same pull for 3 months.
I put a freeze across all three bureaus and will wait at least a year. I'm thinking I may just go 2 years until no inquiries show while accounts age and baddies fall off. I'm getting to where my car loan isn't paying into interest as much and I can afford to aggressively pay it down. Won't be refinancing in that time anyway.
Then it'll be app time to see where my gardening efforts can take me! Wish me luck lol 
Good luck 
