01-07-2013 11:01 PM
I have been folowing these boards and have had some small successes with my scores. Right now I am sitting at about 593. I contacted Wells Fargo (info below) about a goodwill adjustment to get rid of my numerous lates with them. They sent me a letter in Nov 2012 saying that they were going to delete the entire TL. It has not been deleted off any of my reports yet. If I do get it deleted will it help my score? I have one collection that is newer than this and all the others are old collections I am dealing with one at a time. Thanks in advance!
Potentially Negative Closed
2501 SEAPORT DR STE BH30
CHESTER, PA 19013
|Account Name||WFFINANCE||WELLS FARGO FINANCIA||WFFINANCIAL|
|Account Type||Auto Loan||Installment||Installment account|
01-07-2013 11:18 PM
You could lose some AAoA, they were minor derogs, but in the end, it's a baddie that will be gone. Just make sure you replace with a good TL and keep getting those baddies off.
01-08-2013 07:06 AM
I agree. It might not help your score any, but it's going to help anytime you try to apply for another installment loan. That's a lot of lates reported, it's best to try and start fresh.
Financed car @ 5.49% w/ DCU, Added DCU VIsa, Chase Freedom,
AMEX Gold and BCE, Lowe's