You can get a free report on credit karma, quizzle and credit sesame....Fako scores but they come close to your true fico score and gives you an idea whats on your report!! FYI: don't take them too seriously, one time I checked credit karma and they had me at 700 and my real fico was 760-- I nearly crapped myself until someone on this bored filled me in on a few things! Nonetheless, its good to look at without draining your savings for a little score fix!! 