I started working on rebuilding my score in mid August. I have paid all Cc down to 3% of my total avail credit, had some 30 day lates removed, corrected a TU mistake all of which have increased my score. My mortgage was sold to another bank in Dec, and I ot a letter stating it's not being reported. The old mortgage is still listed as opened and the amoun owed is updating...weird?
My question is, should I try to get it reported, or should I leave it. I've had a pristine payment history with it for 4 years, but the balance is high, which affects my total debt. I have no idea what to do or not do. I'd love some advice...thanks in advance?
Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760Take the FICO Fitness ChallengeCurrent Score: 800
Goal Score: 850
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