which credit agencies do they report to? I've read they are horrible to deal with but when your at the bottom ladder of who will give you a chance you try. Thx in advance 
credit1 yuk...
cheaper to go with SDFCU (state department federal credit union)
no credit check to get secured CC or secured loan.
reports to all 3
can get loan and CC with same small deposit.
gf's daughter just joined and got both with 550 scores and many baddies.
@Anonymous wrote:which credit agencies do they report to? I've read they are horrible to deal with but when your at the bottom ladder of who will give you a chance you try. Thx in advance
They report to the three major CRAs; IIRC, I didn't see them on minor CRAs, such as ARS.
I had an account with CreditOne. In hindsight, I probably should have just taken a secured CC, since at least I'd get that money back.
Money wise it's hard to save up a big chunk right now for a secured card or I would go that route 
@needtodobetter wrote:
I have only had the card for a couple of months. I PIF each week and after my third payment in the 1st month they gave me a $200 CLI (free....I hear they sometimes charge for a cli). The annual fee can be high depending upon what offer you received and they hold payments for 4 days, but I haven't had any isses with anything so far.
Set them up in your checking account's online bill pay and the payment posts in 2 days 