I haven't been on here in awhile. Still working on a few things. I received a letter from MDS stating they were removing an old paid collection. I also had an old medical bill that I had sent numerous PFD letters. NO response. So I disputed with 3 CRA's hoping they could do something. They did. ASHLEY FUNDING Disappeared. YAY!! So scores increased!! Paid down 2 credit cards. Things are good.
Also received a PM that the contact info I gave someone worked!! That makes me feel really good!! Anyways, just wanted to share. 
Wow thats great quite an increase in score in a short time.
Starting Score: 0
That's great, Congrats!
Starting Score: EQ 717 EX 724 TU 736Most of the stuff on my reports was old. And everything was paid except Ashley Funding, so it wasn't too terribly difficult to get things removed. But I am surprised at the increase. I super happy too!!