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Today is my Cap1 bill day

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Duncanrr
Valued Contributor

Today is my Cap1 bill day

Second month bill is due today for Cap1.  I have zero balance on it right now (have $6/400 on WF).  Taking bets on what are the odds that Cap1 will actually report to all 3 CRA's within 3 days.

 

I give it 10:1.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

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Message 1 of 17
16 REPLIES 16
eviLution
Established Contributor

Re: Today is my Cap1 bill day

I recently just applied for Cap1 secured too. Card came in on Friday. Can't wait to increase my credit limit to 3k and watch my score go up! I'm at 500 CL already.

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 2 of 17
luckelle
Regular Contributor

Re: Today is my Cap1 bill day

i had cap 1 card scence 6/20/12. they reported to everyone except TU. i believe they reported cause i kept calling about there lack of applyng the money i send to clear my balance. At the end of the call i asked when will they report. they said 8/20. they reported the next day. go figure. I think they reported because I had a balance on my account.

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


Message 3 of 17
rckstrscott
Valued Contributor

Re: Today is my Cap1 bill day


@Duncanrr wrote:

Second month bill is due today for Cap1.  I have zero balance on it right now (have $6/400 on WF).  Taking bets on what are the odds that Cap1 will actually report to all 3 CRA's within 3 days.

 

I give it 10:1.



Both my Cap1 shows 5 days after my bill is due on EQ and EX and 8 days after on TU, like clockwork..

 

-scott

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
Message 4 of 17
dobirdsmommy
Established Contributor

Re: Today is my Cap1 bill day

It took Capital One 3 months to report mine but when they did they went back to when I got my card. I noticed lately they have been slacking on their reporting, which helped me out for one month so I didn't complain.

building since 2011 Wallet:ME: Walmart 3k;Barclays Rewards 10k, Venture 18k; Slate 5k; Freedom 10k; overstock 4.8k, SGV2.5k; WEMC 20k 1.5 Rewards, Gamestop 1.2k, Fingerhut 3k; 2 NMAC Leases , VS 1.75k, BH 1.62k, Express 1.6k, Avenue 1.75k, JCrew 5k, HSN 1.47k, Torrid 1.55k, Roamans 1.4k, Jessica London 1.54k, kings direct 1.7k, Buckle 1.4k, WW 1.65k, ........ baddies:Fed Tax Lien
DH: 1750 capital one fh 2000, AU - VS, BH, HSN, WEMC, SPGV. Freedom, Slate, Venture, Barclays
Message 5 of 17
LondonMassey
Frequent Contributor

Re: Today is my Cap1 bill day

They report to all 3 and have been for 11 months for my account. My bill is due on the 10th, statement cuts on the 13th, and is reported soon after. Not one issue.

Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


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Message 6 of 17
Steelersfan904
Regular Contributor

Re: Today is my Cap1 bill day

SMH they told me they reported on July 19th to my credit reports.....So far nothing



Starting Score: 502 5/4/2012
Current Score: 640 08/03/2012
Goal Score: 700


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Message 7 of 17
Steelersfan904
Regular Contributor

Re: Today is my Cap1 bill day


@rckstrscott wrote:

@Duncanrr wrote:

Second month bill is due today for Cap1.  I have zero balance on it right now (have $6/400 on WF).  Taking bets on what are the odds that Cap1 will actually report to all 3 CRA's within 3 days.

 

I give it 10:1.



Both my Cap1 shows 5 days after my bill is due on EQ and EX and 8 days after on TU, like clockwork..

 

-scott



After the bill is due or after the statement is processed?



Starting Score: 502 5/4/2012
Current Score: 640 08/03/2012
Goal Score: 700


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Message 8 of 17
cracksmeup
Regular Contributor

Re: Today is my Cap1 bill day

They have always reported mine on time and to all 3 CRA. Never an issue. My discover card has still not reported though. It's been about 6 weeks.
Message 9 of 17
LondonMassey
Frequent Contributor

Re: Today is my Cap1 bill day

Just because CAP1 reports, doesn't mean it will immediately show. The credit bureaus need to update your reports with the information. The hold up may be at their end.

Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


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Message 10 of 17
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