Today was a good day.

buildafico · ‎06-05-2014

I got a pre approval for a 15k auto loan at 90% LTV and I get to be an AU on a clean 8.5k credit card with 10 years of perfect payment history. Woohooo.

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gdale6 · ‎06-05-2014

@buildafico wrote:
I got a pre approval for a 15k auto loan at 90% LTV and I get to be an AU on a clean 8.5k credit card with 10 years of perfect payment history. Woohooo.

Congrats

myjourney · ‎06-05-2014

Today was a very good day indeed for you congrats buildafico

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

coldnmn · ‎06-06-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

buildafico · ‎06-06-2014

Thanks everyone, really. It's all your guys' advice that put me here lol btw also showed my parents the magic of credit unions and saved them 17k of interest in credit card debt, we are eternally grateful 😄

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lavencedora · ‎06-06-2014

Love to hear it!

Starting Score: TU 490 on 11/2012
Current Score:6/16/15:EQ 714, EX 704, TU 702 (all from myFICO)
New Goal Score: 740+ for all three