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So my little brother used my car and somehow ended up with a toll fee collection for $45 (dang it). How should I go about getting it off my record? I read that most CA won't do PFD because of the amount. Should I just DV first?
Thanks.
@Mama-j wrote:So my little brother used my car and somehow ended up with a toll fee collection for $45 (dang it). How should I go about getting it off my record? I read that most CA won't do PFD because of the amount. Should I just DV first?
Thanks.
What CA is it?
I would send a DV and see if they respond.
I would then send a PFD. If they dont accept after a couple tries, I would pay it and try to GW..
-scott
You can send a DV, but a DV is not a cure-all.
It requries them, if timely sent, to cease collection activities until they provide verification.
I would presume that, with identification of the debt as having occured with a public agency, they will have little trouble in stating the debt is valid.
You can DV first, but chances are validation will be simple, leaving you back at square one.
I would offer the PFD.
+1 Both of them. Scott says to DV them. I like DVs, especially if timely, they are a powerful tool. Robert says PFD them, I like this option too. It's kind of a toss up. So my advice is both of them. DV them, if they verify and you agree, send a PFD. It's a small amount, maybe they will cave. I had an account similiar like this for $63 from Pike Pass, a type of toll. I paid it and sent a GW. They were friendly, sent me a letter and deleted.
PM scott on them, I believe he's very knowledgeable on that particular CA.
There are multiple threads on EOS CCA as well and most of them look promising as far as deletion. If I'm not mistaken you should see some good progress with this particular collection.