12-31-2012 03:37 PM
Every new month I start a thread about how I love the beginning of every new month as it signifies another month of no baddies, another month of on time payments, etc. Well tomorrow will not only mark a new month but also a new year. My first such event since rebuilding my credit
Here is to all of you and to a full year of FICO gains, CLI and new credit (if needed ).
12-31-2012 04:08 PM
Same here... I get so excited with a new month of reporting!
I started this journey 8 months ago and have gained 84 points. I can't wait to see how much more I can increase my score in the new year.
Here's to hoping that everyone here achieves their goals in 2013!
12-31-2012 08:58 PM
Happy New Year Duncan, I too am looking for CLI"s, a new car, a better fico score across the board, and decreased utilization, and a partridge in a pear tree LOL
Happy New Years Everyone!!!!!!!
12-31-2012 10:36 PM
Nicely put. Happy New Year!
12-31-2012 11:48 PM
01-01-2013 05:26 AM
AMEN to that! new month and new year to keep on rebuilding!
Good luck everyone!
01-01-2013 07:05 AM
01-01-2013 10:06 AM
CK FAKO score up 25 pts to 682. USAA scores didnt change. Once my increased UTIL starts to report I'll have a couple month dip in scores.
01-01-2013 03:51 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.