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Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Tomorrow is new month in a new year!

Every new month I start a thread about how I love the beginning of every new month as it signifies another month of no baddies, another month of on time payments, etc.  Well tomorrow will not only mark a new month but also a new year.  My first such event since rebuilding my credit

 

Here is to all of you and to a full year of FICO gains, CLI and new credit (if needed Smiley Happy ).



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Regular Contributor
Posts: 165
Registered: ‎04-04-2008
0

Re: Tomorrow is new month in a new year!

Yay! I get so excited about a new month also, on time payments so much work being done. Happy new year of growing good credit!

Contributor
Posts: 76
Registered: ‎05-01-2012
0

Re: Tomorrow is new month in a new year!

Same here... I get so excited with a new month of reporting!

I started this journey 8 months ago and have gained 84 points. I can't wait to see how much more I can increase my score in the new year.

Here's to hoping that everyone here achieves their goals in 2013!

Established Contributor
Posts: 784
Registered: ‎08-13-2011
0

Re: Tomorrow is new month in a new year!

Happy New Year Duncan, I too am looking for CLI"s, a new car, a better fico score across the board, and decreased utilization, and a partridge in a pear tree LOL

 

Happy New Years Everyone!!!!!!!





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board


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Last HP 6/10/2015
Moderator
Posts: 13,897
Registered: ‎04-15-2011
0

Re: Tomorrow is new month in a new year!

Nicely put.  Happy New Year!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Community Leader
Valued Contributor
Posts: 2,440
Registered: ‎11-29-2012
0

Re: Tomorrow is new month in a new year!

I'm so excited 2013 is here. My bk will be discharged in about a month and I can truly start rebuilding! Happy New Year all.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Frequent Contributor
Posts: 444
Registered: ‎12-05-2012
0

Re: Tomorrow is new month in a new year!

AMEN to that! new month and new year to keep on rebuilding! Smiley Happy

 

 

Good luck everyone! 

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
Established Member
Posts: 15
Registered: ‎12-27-2012
0

Re: Tomorrow is new month in a new year!

Happy New Year to all!

I stumbled upon this site last week after vaguely thinking I'd try a different resolution this year, rather than the usual "drop a few lbs and work out more."

I know it's going to take some time and effort, but I've already learned a lot and have seen some progress. Thanks for all the great advice!
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Tomorrow is new month in a new year!

CK FAKO score up 25 pts to 682.  USAA scores didnt change.  Once my increased UTIL starts to report I'll have a couple month dip in scores. 



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Frequent Contributor
Posts: 403
Registered: ‎12-10-2012
0

Re: Tomorrow is new month in a new year!

Since late in 2011 when I started monitoring my credit I have been derogatory free and looking forward to this year to finally get my chapter 7 gone (February 1) and have my fico scores in the 700's.
NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
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