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Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Tomorrow is new month in a new year!

Every new month I start a thread about how I love the beginning of every new month as it signifies another month of no baddies, another month of on time payments, etc.  Well tomorrow will not only mark a new month but also a new year.  My first such event since rebuilding my credit

 

Here is to all of you and to a full year of FICO gains, CLI and new credit (if needed :smileyhappy: ).



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Regular Contributor
Target1212
Posts: 165
Registered: ‎04-04-2008

Re: Tomorrow is new month in a new year!

Yay! I get so excited about a new month also, on time payments so much work being done. Happy new year of growing good credit!

Contributor
jess985
Posts: 76
Registered: ‎05-01-2012

Re: Tomorrow is new month in a new year!

Same here... I get so excited with a new month of reporting!

I started this journey 8 months ago and have gained 84 points. I can't wait to see how much more I can increase my score in the new year.

Here's to hoping that everyone here achieves their goals in 2013!

Frequent Contributor
traveler2005
Posts: 473
Registered: ‎08-13-2011

Re: Tomorrow is new month in a new year!

Happy New Year Duncan, I too am looking for CLI"s, a new car, a better fico score across the board, and decreased utilization, and a partridge in a pear tree LOL

 

Happy New Years Everyone!!!!!!!





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 675, Exp 653.,Eq 655
Goal Score: 700 across the board


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Moderator
Shogun
Posts: 12,896
Registered: ‎04-15-2011

Re: Tomorrow is new month in a new year!

Nicely put.  Happy New Year!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Community Leader
Valued Contributor
starry1
Posts: 2,069
Registered: ‎11-29-2012

Re: Tomorrow is new month in a new year!

I'm so excited 2013 is here. My bk will be discharged in about a month and I can truly start rebuilding! Happy New Year all.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 6/2614 TU 624; EQ 635; EX 610
Goal Score:  625 for now– New goal 675

Cap1 sec $700 (SD) / FP $300 (closed) / Fingerhut $1300 / nRewards $2.5k / cashRewards $1.5k / NavChek $2.5k
Amazon $1.7k / Walmart $1k / Von Maur $200 /Firestone $1.2k (last app 10/08/13)
Frequent Contributor
NewbieReed
Posts: 416
Registered: ‎12-05-2012

Re: Tomorrow is new month in a new year!

AMEN to that! new month and new year to keep on rebuilding! :smileyhappy:

 

 

Good luck everyone! 

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
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App Free since 2.8.13
Established Member
thel222
Posts: 15
Registered: ‎12-27-2012

Re: Tomorrow is new month in a new year!

Happy New Year to all!

I stumbled upon this site last week after vaguely thinking I'd try a different resolution this year, rather than the usual "drop a few lbs and work out more."

I know it's going to take some time and effort, but I've already learned a lot and have seen some progress. Thanks for all the great advice!
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: Tomorrow is new month in a new year!

CK FAKO score up 25 pts to 682.  USAA scores didnt change.  Once my increased UTIL starts to report I'll have a couple month dip in scores. 



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Frequent Contributor
dabrian
Posts: 280
Registered: ‎12-10-2012

Re: Tomorrow is new month in a new year!

Since late in 2011 when I started monitoring my credit I have been derogatory free and looking forward to this year to finally get my chapter 7 gone (February 1) and have my fico scores in the 700's.
NFCU Sig Cash-20k, Amex BCP-8k, Amex Costco-1.2k,CSP-8k, Freedom-5k, Discover IT-11k,NCSECU-5k,Walmart-10k,Lowes-8.5k

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