Tonight Im going to try a PFD

[dodgeball]

On two of my wifes medical bills that hit my credit report as collections one for $104 and the other for $1702 dollars. They are both past there SOL. Just need some advice on how to go about this and not get tricked. And no due to deployment I cant do this by mail phone and Iternet are my only options.

[Repo-ed]

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@dodgeball wrote:

On two of my wifes medical bills that hit my credit report as collections one for $104 and the other for $1702 dollars. They are both past there SOL. Just need some advice on how to go about this and not get tricked. And no due to deployment I cant do this by mail phone and Iternet are my only options.

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If done by phone or email (Look up templates either on this site or through google) make sure if they agree to a PFD, that you have them sending you a letter agreeing to the terms, before sending them monies.

Since it's medical, HIPAA deletions of some kind, might be an option.  But I don't know for sure.  Not familiar with those types of debts.

[rckstrscott]

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@Repo-ed wrote:

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@dodgeball wrote:

On two of my wifes medical bills that hit my credit report as collections one for $104 and the other for $1702 dollars. They are both past there SOL. Just need some advice on how to go about this and not get tricked. And no due to deployment I cant do this by mail phone and Iternet are my only options.

---

If done by phone or email (Look up templates either on this site or through google) make sure if they agree to a PFD, that you have them sending you a letter agreeing to the terms, before sending them monies.

Since it's medical, HIPAA deletions of some kind, might be an option.  But I don't know for sure.  Not familiar with those types of debts.

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The HIPPA deletion process only works on paid medical..

-scott

[dodgeball]

Looks like I got the two medical collections removed. Have both of the Managers numbers, wouldnt budge about sending a email to me. But did say the calls are recorded just like they recording said. Also got the numbers and names of the people who I talked to both Managers.