Too good to be true?

[bekka_786]

I just had 4 year old debt from a school I attended show up as a new collection on my credit report. I contacted the school directly and was told by the accounts receivable woman that I could pay her the balance and that she would then have all collection activity stopped. I asked her clearly if they would remove the account from my credit report and she said "yeah, it might take a while though". Should I believe that? Could it really be that easy?

[bekka_786]

Forgot to mention it is also in the hands of a ca who have been contacting me. Does the school have the power to tell the ca to remove the account from mt credit report once it's paid?

[rckstrscott]

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@bekka_786 wrote:

I just had 4 year old debt from a school I attended show up as a new collection on my credit report. I contacted the school directly and was told by the accounts receivable woman that I could pay her the balance and that she would then have all collection activity stopped. I asked her clearly if they would remove the account from my credit report and she said "yeah, it might take a while though". Should I believe that? Could it really be that easy?

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Well, sure it could be that easy... however just remember OC never has control over the CA - they cannot FORCE them to do it. They can encourage them, or

'recall' the account but YMMV if it actually comes off.

To me this sounds promising tho

-scott