Took a rebuilding break.. back now with a question.

[DaBears]

CK doesn't have Fico scores. 

[cwwatts1202]

Ok his TU report from 3/25/13 says 

MIdland Funding LLC
Placed for collection- 7/7/2010
Responsibility- individual acct
Acct type- open acct
Loan type- factoring company acct
Balance-$806
Date Updated- 3/20/2013
Original amt- $806
Original Creditor- verizon wireless
Pay status- in collection

Remarks Acct info disputed by consumer >placed for collection<
Estimated month and year this item will be removed 3/2014


So it was updated March 20th... and CK says a new collection was placed March 24... not sure what to make of this.

[cwwatts1202]

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@DaBears wrote:

CK doesn't have Fico scores. 

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I know that... but my fico does. I have and have had a SW subscription for about a year. 

[guiness56]

Did his score drop on TU or only EQ?  If it is EQ I need to see that TL.

[cwwatts1202]

I also found it odd that we got a settlement offer from Midland for this very acct, first one we've ever gotten regarding this acct, in early April I believe. 

[DaBears]

I would go by what TU is saying. This is why I don't have a 3rd party website like CK cause they are not very reliable. 

[cwwatts1202]

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@guiness56 wrote:

Did his score drop on TU or only EQ?  If it is EQ I need to see that TL.

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I only know his EQ FICO from SW. Never checked TU. This TL has never been on his EQ report. When I updated his SW report May 6th there was only one collection reporting, just like there always has been on EQ. And it's for bright house, not this.

[cwwatts1202]

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@DaBears wrote:

I would go by what TU is saying. This is why I don't have a 3rd party website like CK cause they are not very reliable. 

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Yea now that I see it was "updated" on 3/20/13, and CK said a new collection has been added 3/24, maybe CK got confused thinking the "update" was a new collection being added lol I hope so!

[cwwatts1202]

Hmm.. this is what is showing on quizzle...  it says as of March 18th 2013... why does it say term 1 month? This is reporting as a new collection for some reason!!!!! What do I do about it?

• Account Type: Unknown - Credit Extension, Review, Or Collection - Collections -- Non-Specific
• Amount Past Due: --
• Monthly Payment: $0
• Last Payment Date: --
• Owner: Individual

• Open Date: Jul 7, 2010
• Original Balance: $0
• Term: 1 months
• Original Creditor: VERIZON WIRELESS
• Account in Dispute Yes