05-06-2013 05:37 PM
For me it is EX and TU. EX probably a little more difficult than TU.
EQ has been the easiest for me. I call them and they delete stuff. Like them.
05-06-2013 05:46 PM
05-06-2013 06:03 PM
EX for me.
05-06-2013 11:33 PM - edited 05-07-2013 12:41 AM
Well, I'll throw my experience in the mix. EQ has been the toughest, but TU has been the easiest then EX.
05-07-2013 12:40 AM
How do you get things deleted from EQ so easily? I've got two Midland accounts that are only reporting on EQ. i disputed them on all 3 about 6 months ago. EX and TU delted them, but EQ said they were valid.
05-07-2013 01:32 AM
EQ definitely for me is the toughest. TU and EX reported back after a dispute over a balance on a CO that the debt was forgiven and they removed the balance. However, after two rounds with EQ they tell me that they investigated and the balance is correct. I sent back a copy of the 1099 and requested that they provide the method and details of their investigation, but they have not. It falls off in January anyway, so I am probably done wasting stamps and effort over their reporting. I'm in the garden anyway.
Gardening since 3-17-13
05-07-2013 08:41 AM
TU deleted something early for me. EX is a pain, but I don't really bother with them too much. Who really pulls EX?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO