Credit Card Center Advertiser Disclosure†
05-06-2013 05:37 PM
For me it is EX and TU. EX probably a little more difficult than TU.
EQ has been the easiest for me. I call them and they delete stuff. Like them.
05-06-2013 05:46 PM
05-06-2013 06:03 PM
EX for me.
05-06-2013 11:33 PM - edited 05-07-2013 12:41 AM
Well, I'll throw my experience in the mix. EQ has been the toughest, but TU has been the easiest then EX.
05-07-2013 12:40 AM
How do you get things deleted from EQ so easily? I've got two Midland accounts that are only reporting on EQ. i disputed them on all 3 about 6 months ago. EX and TU delted them, but EQ said they were valid.
05-07-2013 01:32 AM
EQ definitely for me is the toughest. TU and EX reported back after a dispute over a balance on a CO that the debt was forgiven and they removed the balance. However, after two rounds with EQ they tell me that they investigated and the balance is correct. I sent back a copy of the 1099 and requested that they provide the method and details of their investigation, but they have not. It falls off in January anyway, so I am probably done wasting stamps and effort over their reporting. I'm in the garden anyway.
“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin
Gardening since 3-26-15
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.