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Toughest bureau for deletion

Frequent Contributor

Re: Toughest bureau for deletion


fishbjc wrote:

TU deleted something early for me.  EX is a pain, but I don't really bother with them too much.  Who really pulls EX?


My experience has been that almost everyone pulls EX and it is my lowest score.  It has two paid collections that are 5 years old and I still can't get in the 700's with them.

 

TU has two paid judments and I am sitting at 722 with them.

 

EQ is as clean as a whistle and I received a score alert for 738 yesterday.  However, I can't find anyone that pulls EQ in my neighborhood!




June '12: EQ 553 TU 0 EX 545
April '13 Lender Pull EQ 731, EX 692, TU 722 - all FICO

Closed on home May 22, 2013 at 2:00pm!!!
CU Visa $1000, VS $350, Chase Freedom $1000, Discover IT $2500, Home Depot: $2700, Menards $3000, NFM $3500
What's been deleted: 32 collections, 5 PR, 2 tax liens, defaulted student loans
Message 11 of 14
Established Contributor

Re: Toughest bureau for deletion


Kathy4NU wrote:
EQ is as clean as a whistle and I received a score alert for 738 yesterday.  However, I can't find anyone that pulls EQ in my neighborhood!

USAA pulls EQ - they are awesome!!  EQ was my cleanest, that's how I got in with them.  I love them and so glad I went for it.  And at the time they pulled I was only high 600's.  Maybe 687? 

FICO: EQ 768 | TU 813 | EX 781

Amex BCE $25000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $8000, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $7500, Citi Diamond $7900, Citi Double Cash $3700, Care Credit $13500k.
My Credit Repair Journey
Message 12 of 14
Frequent Contributor

Re: Toughest bureau for deletion


kroberts67 wrote:

Kathy4NU wrote:
EQ is as clean as a whistle and I received a score alert for 738 yesterday.  However, I can't find anyone that pulls EQ in my neighborhood!

USAA pulls EQ - they are awesome!!  EQ was my cleanest, that's how I got in with them.  I love them and so glad I went for it.  And at the time they pulled I was only high 600's.  Maybe 687? 


I tried for a USAA card.  Denied.  My credit file is actually very thin.  I only have one card reporting for 10 months.  I might try them again in 6 months or so.  I was super bummed as I heard great things about them.




June '12: EQ 553 TU 0 EX 545
April '13 Lender Pull EQ 731, EX 692, TU 722 - all FICO

Closed on home May 22, 2013 at 2:00pm!!!
CU Visa $1000, VS $350, Chase Freedom $1000, Discover IT $2500, Home Depot: $2700, Menards $3000, NFM $3500
What's been deleted: 32 collections, 5 PR, 2 tax liens, defaulted student loans
Message 13 of 14
Highlighted
Contributor

Re: Toughest bureau for deletion

EX for me too!


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)
Message 14 of 14