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Regular Contributor
meka1984
Posts: 150
Registered: ‎09-01-2008
0

Tradeline Deletion Letter

Hello Everyone,

 

Does any have a sample letter for tradeline deletion?

 

 

Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
0

Re: Tradeline Deletion Letter

What's your goal? Is the TL a CA or OC? Paid or unpaid?

Regular Contributor
meka1984
Posts: 150
Registered: ‎09-01-2008
0

Re: Tradeline Deletion Letter

My goal in one is to get the TL removed from the OC. And another one is to get the TL removed from the CA.

Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
0

Re: Tradeline Deletion Letter

If the OC is paid, then consider it's age before doing anything. Removing an old baddie OC can negatively impact your FICO, though YMMV based on its age, your AAoA, how it reports, and other stuff on your credit. You can send a GW letter and ask for deletion.

 

For the CA, send a GW and ask them to delete if paid.


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