@dallasareaguy wrote:Woohoo.. logged in this morning... DELETED! TransUnion and their 6 month EE is the business!
Awesome, congratulations! 
I have one last collection on transunion, which is scheduled to fall off in March. I'm hoping around the end of October an EE will work for me as well.
@tiger_uppercut wrote:
For TransUnion, don't call. Submit a dispute online with the reason "too old to be on file" selected. They will be gone within hours. They are like clockwork 6 months out, but it is hit or miss if you try calling. Not worth it when online is easy and super fast.
That's my plan... after my 4/1/09 Ch 13 BR my TU report shows everything scheduled for removal 3/2016... so I'll be doing an online dispute on Sept 1st.
I'm 671 with the BR and dozen IIB accounts still reporting... I'm expecting a boost well into the 700's when they all fall off together.
@TRC_WA wrote:
@tiger_uppercut wrote:
For TransUnion, don't call. Submit a dispute online with the reason "too old to be on file" selected. They will be gone within hours. They are like clockwork 6 months out, but it is hit or miss if you try calling. Not worth it when online is easy and super fast.
That's my plan... after my 4/1/09 Ch 13 BR my TU report shows everything scheduled for removal 3/2016... so I'll be doing an online dispute on Sept 1st.
I'm 671 with the BR and dozen IIB accounts still reporting... I'm expecting a boost well into the 700's when they all fall off together.
Awesome! - My final big boys have a 3/9/09 last payment date. I'm assuming this means I can get it removed potentially September 9th.?? Mine is interesting too. They are two seperate accounts from Bank of America... $5k and $7k... they are listed as lates with chargeoff. Then, Cavalry Portfolio has both of them and has since 2010 or so and marked tons of interest taking them to $7k and $9.5k... all four of these bad bad bad items will remove VERY soon! Counting the days! So close to being completely clean after 2-3 years of flawless work... paying off everything I could and being flawless in credit I've reearned. Good luck to you!
FUNNY NOTE: I called Calvalry earlier this summer and discussed the notion of giving them $500 bucks a piece if they would delete early. That would be them making $1000 that they aren't going to get. They said no. I JUST DONT UNDERSTAND their logic in not taking free money for something that is falling off forever in a matter of days.
The 04/09 refers to another one of my charges... the one they removed was a January Removal Date .. removed early.