TransUnion Score Drop

koky · ‎04-29-2013

How can this happen??? Had a TU score of 640, before the AMEX reported.. Today i check my SCORE it has dropped to 617 after the AMEX reported... Can someone please explain what just happened to me???

Deltadog03 · ‎04-29-2013

It sounds like your AAoA might have taken a big hit when the AMEX reported. Are you sure it wasn't anything else?

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

koky · ‎04-29-2013

No collections... No late payments... Nothing... what i dont get is after the AMEX reported on my equifax file my score jumped from 619 to 673...Wow i didnt see this coming..

koky · ‎04-29-2013

I think my AAoA took a 1year hit... Wow... I thought I was going to cross the 700 threshold... Well I guess I better be careful what I wish for...

koky · ‎04-29-2013

bahbahd · ‎04-30-2013

@koky wrote:
I think my AAoA took a 1year hit... Wow... I thought I was going to cross the 700 threshold... Well I guess I better be careful what I wish for...

You should completely recover and be way better off after a few months of positive payment history.

koky · ‎04-30-2013

Yeah, that's what am Hoping... 2 new cards start reporting next month, so I don't know if that is going to take another hit or not...