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TransUnion fishing for employer/salary information

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CBrent
New Contributor

TransUnion fishing for employer/salary information

I notice that TransUnion asks for employer and salary information as part of their online dispute process. The field does state that providing that information is  optional, but I wonder how many people provide it thinking it's required. Worse, if disputing through the mail, TransUnion asks people to complete a form that also asks for employer/salary information, but the form doesn't state that providing the information is optional. 

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1 REPLY 1
RobertEG
Legendary Contributor

Re: TransUnion fishing for employer/salary information

If you are disputing through the mail, why would you even use a form?

 

A CRA must conduct a reinvestigation if the consumer provides the necessary information set forth in FCRA 611(a).

Neither name of employer nor salary is a requirment.

Are they declining any disputes that lack that info?

 

Sounds like another in the long list of reasons to use a direct dispute rather than deal with CRA BS.

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