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I have been working on building my credit and I thought I understood a little bit. This is my question I noticed TransUnion is reporting my student loan closed and zero balance which is in correct. My loans are in deferment right now which would be up in May 2017. Is this hurting my credit score?
Where are you seeing this?
At one point, Credit Karma (incorrectly) showed my car loan as closed and at $0 balance on TU. When I pulled my report from Credit Check Total, it was there.
Order your free yearly report from annualcreditreport.com.
That site is sanctioned by the FTC as the approved site for meeting the annual disclosure provisions of the FCRA, and has the most complete information that is absent errors introduced by commercial vendors.