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First of all I know credit karma scores < myfico scores
But I had submitted a direct dispute to transunion based on previous successes with it. Two weeks into the investigation the closed and paid portfolio recovery collection was removed.
I get the email this morning saying the investigation has completed.
It stated noticed that account had already been removed.
ABSOLUTELY no other changes to my report.
Naturally I instantly came over here and logged in to see there was no change to my actual transunion score. and Im hoping its just a glitch,
but as stated in the subject...**bleep**?
Vantage 3 does not include closed accounts in calculating AAoA so this has me stumped. I will say that I have had a negative account removed and my Fico score dropped due to lowering my AAoA.
When you get a TU Fico alert, let us know the Fico score change.