I checked all three early August 2013 EQ-608 EX-598 TU-553 and disputed 12 old credit accounts on TU because they were listed Open and they should be closed.
Since then, I paid three old collection accounts, a federal tax lien, and a state tax lien. My finance guy told me to get a few more credit cards and I was approved for the Capital One Journey card, they offered a free credit monitoring service offered by credit karma/transunion and the transunion score was 581! Does that mean the dispute is working? When should I check the scores again?
Why is TransUnion SO much lower??
012019 Fico8/Mortgage Score: 
