Posts: 32
Registered: ‎04-02-2012

Transunion Online Dispute Success!

I challenged 6 accounts about 2.5 weeks ago with Transunion.  I got a letter today telling me that 5 of the 6 accounts were deleted.  It lifted my score from 545 to 650!!!


Now I am just waiting for Ex & Eq to respond, as well.

New Contributor
Posts: 69
Registered: ‎08-13-2009

Re: Transunion Online Dispute Success!

Which accounts? Charge offs, collections, or lates? Congrats!

Starting Score 3/26/2010: TU: 506 EQ: 554
Current Score 11/23/2013: TU: 702 EQ: 694 EX 695
Goal Score: 720

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Posts: 32
Registered: ‎04-02-2012

Re: Transunion Online Dispute Success!

2 old medical accounts, one charge-off with First Delaware/Continental Finance, a collection with Credit Solutions, and a collection with RJM Acquisitions.


I know have the following accounts I am dealing with:


A collection account with Portfolio Recovery

A charge-off with GE/Men's Wearhouse

A collection with LVNV

Late reporting by Sallie Mae, Bank of America, and the University of Miami (they turned me in for missing one $25 payment after I paid $200k to go to school there!)

Established Member
Posts: 22
Registered: ‎02-13-2012

Re: Transunion Online Dispute Success!

[ Edited ]

That's awesome!  When you disputed online with TU, what reasons did you use?

Starting scores 2/13/12: TU - 575; EQ - 555; EX 590 (EX was BofA pull)
Current Scores 6/07/12 TU - 713, EQ - 628, EX 663 (All lender pulls)

EQ Fico jumped 48 points in one month by adding BofA secured card (Had no revolving accounts on CR at all at the time)

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