Well I finally checked my transunion score. I have an issue with a loan I took out from Penn State. It is paid in full since January of 2008. Will this eventually come off, or is there anything else I can do to increase my score. It is showing PAID as agreed, but I been done paying for it since January 2008, or do I have to wait till the SOL for Pennsylvania is 4 years. Shouldn't this have fell off my credit report.
| Jan, 2008 |
| Nov, 1997 |
| Jan, 2008 |
| Jan, 2008 |
| XXXXXXXXXXXSL09 |
| Student Loan |
| $2,250 |
| Installment Account |
| Individual Account |
| $40 |
| Government |
Starting Score: 565Nevermind people I called transunion to dispute and they told me it does not come off until December 2012, which by December it would reflect similarly with my Equifax score. Poopie
On a good note, that's just a couple months.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.