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Transunion grrrrrrh.

Established Contributor

Transunion grrrrrrh.

Well I finally checked my transunion score.   I have an issue with a loan I took out from Penn State.  It is paid in full since January of 2008.   Will this eventually come off, or is there anything else I can do to increase my score.  It is showing PAID as agreed, but I been done paying for it since January 2008, or do I have to wait till the SOL for Pennsylvania is 4 years.  Shouldn't this have fell off my credit report. 

 

 

 

 

Status as of Date opened [?] Date of last activity [?] Date closed [?] Account number [?] Loan type [?] Largest past balance [?] Account Type [?] Account holder [?] Scheduled Payment Amount [?] Industry
Jan, 2008
Nov, 1997
Jan, 2008
Jan, 2008
XXXXXXXXXXXSL09
Student Loan
$2,250
Installment Account
Individual Account
$40
Government

Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

Take the FICO Fitness Challenge



Message 1 of 3
2 REPLIES
Established Contributor

Re: Transunion grrrrrrh.

Nevermind people I called transunion to dispute and they told me it does not come off until December 2012, which by December it would reflect similarly with my Equifax score.  PoopieSmiley Mad


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

Take the FICO Fitness Challenge



Message 2 of 3
Moderator Emeritus

Re: Transunion grrrrrrh.

On a good note, that's just a couple months.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 3