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Regular Contributor
jadeite788
Posts: 305
Registered: ‎09-25-2009

Transunion grrrrrrh.

Well I finally checked my transunion score.   I have an issue with a loan I took out from Penn State.  It is paid in full since January of 2008.   Will this eventually come off, or is there anything else I can do to increase my score.  It is showing PAID as agreed, but I been done paying for it since January 2008, or do I have to wait till the SOL for Pennsylvania is 4 years.  Shouldn't this have fell off my credit report. 

 

 

 

 

Status as of Date opened [?] Date of last activity [?] Date closed [?] Account number [?] Loan type [?] Largest past balance [?] Account Type [?] Account holder [?] Scheduled Payment Amount [?] Industry
Jan, 2008
Nov, 1997
Jan, 2008
Jan, 2008
XXXXXXXXXXXSL09
Student Loan
$2,250
Installment Account
Individual Account
$40
Government

Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 660, 661 as of 04/01/13
Current Transunion Score: previous 656, 675 as of 02/01/13
Goal Score: 750

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Regular Contributor
jadeite788
Posts: 305
Registered: ‎09-25-2009

Re: Transunion grrrrrrh.

Nevermind people I called transunion to dispute and they told me it does not come off until December 2012, which by December it would reflect similarly with my Equifax score.  Poopie:smileymad:


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 660, 661 as of 04/01/13
Current Transunion Score: previous 656, 675 as of 02/01/13
Goal Score: 750

Take the FICO Fitness Challenge



Moderator
Shogun
Posts: 7,375
Registered: ‎04-15-2011

Re: Transunion grrrrrrh.

On a good note, that's just a couple months.


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

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