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Established Contributor
jadeite788
Posts: 510
Registered: ‎09-25-2009
0

Transunion grrrrrrh.

Well I finally checked my transunion score.   I have an issue with a loan I took out from Penn State.  It is paid in full since January of 2008.   Will this eventually come off, or is there anything else I can do to increase my score.  It is showing PAID as agreed, but I been done paying for it since January 2008, or do I have to wait till the SOL for Pennsylvania is 4 years.  Shouldn't this have fell off my credit report. 

 

 

 

 

Status as of Date opened [?] Date of last activity [?] Date closed [?] Account number [?] Loan type [?] Largest past balance [?] Account Type [?] Account holder [?] Scheduled Payment Amount [?] Industry
Jan, 2008
Nov, 1997
Jan, 2008
Jan, 2008
XXXXXXXXXXXSL09
Student Loan
$2,250
Installment Account
Individual Account
$40
Government

Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

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Established Contributor
jadeite788
Posts: 510
Registered: ‎09-25-2009
0

Re: Transunion grrrrrrh.

Nevermind people I called transunion to dispute and they told me it does not come off until December 2012, which by December it would reflect similarly with my Equifax score.  Poopie:smileymad:


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

Take the FICO Fitness Challenge



Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Transunion grrrrrrh.

On a good note, that's just a couple months.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

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