No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I was looking at my credit report and TransUnion has my charge offs as paid in full from Synchrony Bank, two were sold to Midland. Why would it say this when I didnt?
The creditor was required, upon their sale of the debt, to update their reporing to show a debt balance of $0.
Either they misreported the $0 balance as having occured based on payment of the debt, or the CRA entered an incorrect identification as such.
You thus have an inaccuracy in your credit file/report if you did not pay.
You could, if so inclined, file a dispute and get it corrected......
If it were me, I dont think I would be asking for them to update that one haha.