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Transunion shows 6 CA- 3 Open 3 Closed

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Anonymous
Not applicable

Transunion shows 6 CA- 3 Open 3 Closed

Hi

Trying to buy a home. Not sure what do or how I should go about the 2 open accounts.

1. Student Loan sent to Collection (RMS) $2000
2. Auto Insurance sent to collectioncollection $150
3. Hospital $300
4. Hospital (closed)
5. Hospital (closed)
6. Hospital (closed)

I think I can remove 2-6 but how to remove 1.? It's new as of 12/14
Message 1 of 6
5 REPLIES 5
Goodness
Regular Contributor

Re: Transunion shows 6 CA- 3 Open 3 Closed

Call RMS to do loan rehabilitation
EQ 645 EX 651 TU 703 fico 8 (5/15)
MORTAGE SCORES EQ 665 EX 604 TU 688 (5/15)
Goal 700 by end of 2015
Message 2 of 6
Anonymous
Not applicable

Re: Transunion shows 6 CA- 3 Open 3 Closed

Great advice. Appreciate it
Message 3 of 6
gdale6
Moderator Emeritus

Re: Transunion shows 6 CA- 3 Open 3 Closed


@Anonymous wrote:
Hi

Trying to buy a home. Not sure what do or how I should go about the 2 open accounts.

1. Student Loan sent to Collection (RMS) $2000
2. Auto Insurance sent to collectioncollection $150 DV first if it sticks use PFD
3. Hospital $300 Google the HIPAA Process
4. Hospital (closed)
5. Hospital (closed) These 3 GW letters asking for removal of the TL.
6. Hospital (closed)

I think I can remove 2-6 but how to remove 1.? It's new as of 12/14

 

Message 4 of 6
Anonymous
Not applicable

Re: Transunion shows 6 CA- 3 Open 3 Closed

RMS doesn't do loan rehabilitation, it's in collections. I called and asked. Thank you for the help though.
Message 5 of 6
Anonymous
Not applicable

Re: Transunion shows 6 CA- 3 Open 3 Closed

2. I spoke to Nationwide and paid it. They agreed to remove it. I confirmed it with the Collection to. They will agree to remove since I paid Nationwide directly.
3.,4.,5.- Hospital is signing me up with charity to cover hospital bills (2) in collection. The remaining one I filed a HIPAA complaint.

Keep you updated. Thank you
Message 6 of 6
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