Transunion

[gglam12]

I went to http://www.transunion.com/ and signed up to get my transunion score. Is this the correct place to get my score? They have it at 696 but my barclay card has my fico score at 674. Which score should I be going with? I don't mind paying for my score. Thanks for any help in advance.

[randyrhodes]

Although transunions score is true to them...it is not a fico score. hope this helps.

[guiness56]

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@gglam12 wrote:

I went to http://www.transunion.com/ and signed up to get my transunion score. Is this the correct place to get my score? They have it at 696 but my barclay card has my fico score at 674. Which score should I be going with? I don't mind paying for my score. Thanks for any help in advance.

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The score from TUs site is not a FICO score and is not used by lenders.  The one from Barclay is a TU score but I believe it is a bankcard enhanced score.

[gglam12]

The bank I am working with for my business loan says they pull TU. So is that the score they will see when they pull my credit report?

[IamB2]

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@gglam12 wrote:

The bank I am working with for my business loan says they pull TU. So is that the score they will see when they pull my credit report?

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No it's not. They pull the data from trainsunion, but your score may be different from what you're seeing. You're looking at the TU (possibly) proprietary score... But as mentioned by others before me, it's not a FICO score.

this site sells the TU FICO score. But yet there are several "versions" of TU FICO Score too.. Confused yet?

[guiness56]

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@gglam12 wrote:

The bank I am working with for my business loan says they pull TU. So is that the score they will see when they pull my credit report?

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You can ask them what model/version they use.  Not sure if they will disclose that.