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Trident ASST Management

Valued Member

Trident ASST Management

I ran my credit report and saw a derogatory charge from Columbia House (Trident Asst). I have enver had this accoutn, is was showing in collections for $78.00. I did some research and found that they do this to alot of people. I filed a BBB complaint, and it is going to be removed in 10 days from all three CRA's.

Did this all online- super easy. If you need the info its below:

 

 

Business Name: Trident Asset Management 

 Trident Asset Management

 5755 N Point Pkwy Alpharetta, GA 30022-1136

 

 

Your complaint has been received and routed to the following BBB:

 

 BBB of Metro Atlanta, Athens & NE Georgia (Atlanta, GA)

 503 Oak Place, #590 Atlanta, GA 30349

 Phone: (404)766-0875 Fax: (404)768-1085

 Email: info@atlanta.bbb.org

Web: www.atlanta.bbb.org

 

Message 1 of 17
16 REPLIES
Frequent Contributor

Re: Trident ASST Management


gemntheholigram wrote:

I ran my credit report and saw a derogatory charge from Columbia House (Trident Asst). I have enver had this accoutn, is was showing in collections for $78.00. I did some research and found that they do this to alot of people. I filed a BBB complaint, and it is going to be removed in 10 days from all three CRA's.

Did this all online- super easy. If you need the info its below:

 

 

Business Name: Trident Asset Management 

 Trident Asset Management

 5755 N Point Pkwy Alpharetta, GA 30022-1136

 

 

Your complaint has been received and routed to the following BBB:

 

 BBB of Metro Atlanta, Athens & NE Georgia (Atlanta, GA)

 503 Oak Place, #590 Atlanta, GA 30349

 Phone: (404)766-0875 Fax: (404)768-1085

 Email: info@atlanta.bbb.org

Web: www.atlanta.bbb.org

 


Wow, this is unbelievable because the same thing happened to me but I PFD them just because I am can't close on my home loan.  I wish I had known this was there customary practice.  I did not think I owed them anything however since at one point I did have a Columbia House account (years ago) I paid them especially since my score dropped a few points and I am a borderline loan applicant so I needed all of my points.

Starting Scores (7/26/2010): EQ 517; TU 508; EX 527 (lender)
Scores Along the Way (11/4/2010): EQ 542; TU 547; (11/8/2010) EX Plus 641
Scores Along the Way: (4/15/2011): EQ 516; TU 622; EX 585 (lender)
Scores Along the Way: (8/25/2011): EQ 617; TU 627; EX 625 (lender)
Scores Along the Way: (11/28/2011): EQ 617; TU 645; EX 667 (lender)
Current Scores: (8/9/2013): EQ 634; TU 662; EX 694 (lender)
Closed on a Home: 12/30/2011 Goal Scores (8/25/2014): 700 club
Message 2 of 17
Valued Member

Re: Trident ASST Management

 i just did a dispute through experian on this CA...two days later it was removed...grrrr crappy CAs jus tputting stuff on credit just becasue

Equifax: 470 ( Lender 7/11) 548 (USAA-7/10/13

Experian: 493 (Lender 7/11) ) 588-USAA 7/10/13

TU: starting- 461 (Lender 7/11), 553-USAA 7/10/13- 647 (Walmart 7/15/13)
Vantage Score: 678
GOAL: FICO 650-690 by 12/2013
Message 3 of 17
New Visitor

Re: Trident ASST Management

I'm having a similar situation.  What exactly did you do?

Message 4 of 17
Frequent Contributor

Re: Trident ASST Management

I had them too! I called them and said I didnt think I had an account with Columbia House but went ahead and paid as it was only $50 and they removed it from my CR.


| EQ 763 |
| Amex BCE 7500 | Marriott Rewards Premier 5500 | Citi Simplicity 4000 | Discover IT 1700 |

Message 5 of 17
Regular Contributor

Re: Trident ASST Management

Who removed it from your CR nwokcguy? Did you have an agreement for them to removed it BEFORE you paid it or did it disappear on its own?

 

I have the same on mine, but do not recall having a Columbia DVD account ever. I am currently putting together a PFD because it is only $44, but if I should dispute first then I will definitely do that? Any advice???

Revolvers: FP Gold $300, FP Platinum $300, Applied Bank Business $500, Kay Jewelers $500, Fingerhut $400, Gettington $300

Installers: KHEAA student loan, Dealer Funding LLC auto loan x2, Crescent Bank auto loan, Acceptance Loan Co personal loan x2

Negatives: 1 collection - 2010 $307, Auto lates - 2 30 days, 60 day, 2009 / 3 30 days, 60 day, 2012

Message 6 of 17
Regular Contributor

Re: Trident ASST Management


princechristian wrote:

Who removed it from your CR nwokcguy? Did you have an agreement for them to removed it BEFORE you paid it or did it disappear on its own?

 

I have the same on mine, but do not recall having a Columbia DVD account ever. I am currently putting together a PFD because it is only $44, but if I should dispute first then I will definitely do that? Any advice???


They handle all different types of collections. I had a bounced check they were collecting on. Trident is pretty simple call them tell them you will pay if they delete and they will send you a letter than you can go online and pay or mail a check. Took less than two weeks for it to be deleted from my CR



Starting Score: 502 5/4/2012
Current Score: 640 08/03/2012
Goal Score: 700


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Message 7 of 17
Regular Contributor

Re: Trident ASST Management

I PFD'd them and didn't get a response. Just submitted a BBB complaint.

February 2012: 480 across the board (before I found this site and started working on my scores)
-------------------------------------------------------------------------------
Starting Scores: TU FAKO: 543 (06/16/2012) EX FAKO: 547 (06/16/2012) EQ FAKO: 528 (06/16/2012)
Current Scores:TU FICO: 639 (11/20/2012) EQ FICO: 617 (11/20/2012)
TU FAKO: 606 (8/30/2012) EX FAKO: 574 (09/04/2012) EQ FAKO: 564 (09/30/2012)
Message 8 of 17
Regular Contributor

Re: Trident ASST Management


xthatgamerguyx wrote:

I PFD'd them and didn't get a response. Just submitted a BBB complaint.


Did you send a letter or call? I would rank Trident one of the easiest collection agenices to deal with



Starting Score: 502 5/4/2012
Current Score: 640 08/03/2012
Goal Score: 700


Take the FICO Fitness Challenge

Message 9 of 17
Regular Contributor

Re: Trident ASST Management


Steelersfan904 wrote:

xthatgamerguyx wrote:

I PFD'd them and didn't get a response. Just submitted a BBB complaint.


Did you send a letter or call? I would rank Trident one of the easiest collection agenices to deal with


I sent a letter. I did not call them as calling a CA is usually a "no-no" for me.

February 2012: 480 across the board (before I found this site and started working on my scores)
-------------------------------------------------------------------------------
Starting Scores: TU FAKO: 543 (06/16/2012) EX FAKO: 547 (06/16/2012) EQ FAKO: 528 (06/16/2012)
Current Scores:TU FICO: 639 (11/20/2012) EQ FICO: 617 (11/20/2012)
TU FAKO: 606 (8/30/2012) EX FAKO: 574 (09/04/2012) EQ FAKO: 564 (09/30/2012)
Message 10 of 17