What other members have said about them appears to be true. Super easy to work with. A $66 collection popped up last week. I called them today and the lady said it was from a bounced check to Papa Johns in 2006! lol Told her I never received any notice from anyone about it or I wouldve paid it a long time ago. She agreed to make an "exception" and remove from reports and gave me the dates and such that they do reporting. I know some will say I shouldve did this by mail but for $66 and evidence that others on this and different boards have got the same type of deletion I feel comfortable. Just went to thier site. Paid my 66 and eagerly await a derogatory to be swept from existance. Thanks myfico.
Happy dance! Congrats!
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
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