03-05-2013 09:33 AM
What other members have said about them appears to be true. Super easy to work with. A $66 collection popped up last week. I called them today and the lady said it was from a bounced check to Papa Johns in 2006! lol Told her I never received any notice from anyone about it or I wouldve paid it a long time ago. She agreed to make an "exception" and remove from reports and gave me the dates and such that they do reporting. I know some will say I shouldve did this by mail but for $66 and evidence that others on this and different boards have got the same type of deletion I feel comfortable. Just went to thier site. Paid my 66 and eagerly await a derogatory to be swept from existance. Thanks myfico.
03-05-2013 09:38 AM
Happy dance! Congrats!
10-31-2013 10:38 AM
I called them today about a $48 collection (the only collection on my CR) that is reporting on my Experian CR. She didn't offer anything like that. She read some stupid "Dispute Disclosure" and said I'd receive a letter in the mail. I told them I would pay it if they removed it from my CR and she said that it will stay on my report but showed paid. I told her the account isn't even mine. Anyway, I guess some of us are luckier than others. :/