Trident Collection

[Cheryla18]

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@guiness56 wrote:

The date first major delinquency reported doesn't mean anything.  It is just the first time it was reported by who did the reporting.  No impact on when it will be excluded.  The DoFD is still 2007.  They waited 6 years to report the debt which is stupid but legal.

3rd party reports are generally formatted differently than those from the CRA.  Does EQ not show 120 days late?

I wouldn't dispute it if EQ isn't showing the lates.

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EQ is not showing any lates. So with all of that....my score is so low on myFico is it because it shows all these lates that are not actually on my CR? Should i re-pull my CR with a score?

[superdad]

Do a search for trident on the net and you will find ALOT of info on this company. There worse then an ambulance chaser. 

[guiness56]

Your EQ score should be exactly the same as the one from EQ.

[Cheryla18]

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@guiness56 wrote:

Your EQ score should be exactly the same as the one from EQ.

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myFico has me at 513...when I pull from Equifax.com it's 530

[guiness56]

That is EQ own score not the FICO score.  You have to really dig deep to find their FICO.

Both myFICO and EQ use Beacon 5.0 so the scores will match exactly.