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So my friend is in her mid 30's and she told me her credit score was around 558. I know bad. So I was wondering how can I help her get going in the right way. She has already pulled her free report so I can't look at that.
Would she be able to get a credit card? What about a gas card? Anything?
I was thinking about adding her to one of my cards, but I think that is tooo risky for me.
Anyway so how can we get her in the 600's so she would be on the road to better credit.
What is reporting on her credit reports? Collections? Public Records? Late payments? more is needed to help.
I only saw her EQ, but she has 2 negitave accounts and 1 collection.
Credit acceptance corporat
2007
1 30 day late
2 60 day late
Duplicate thread, please use the one here: http://ficoforums.myfico.com/t5/Credit-Cards/Trying-To-Help-My-Mom/m-p/2532267#M725359