Will do! THanks so much Guiness and wish me luck!!
Starting Score:EQ 653, TU 612, EX 618 (pulled by Mort Broker)
So I called a CA and they were the ones that said if I paid off my account today they'd delete it!! It's a small medical CO, but I did it! One done!!!
Thanks Chevyman and guiness!! 
Welcome back stranger. Congrats on the PFD. That's one less baddie to worry about. Like has been said, tackle that judgement and see if you can get it vacated. We're here for you. Best of luck.
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Starting Score: 504![]()
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Hello there friend!! Did you get my 2nd pm?
Okay, here's what I've done:
Paid off 2 OC accounts
Sent out 2 DV letters (to RBS and HSBC)
Sent out PFD to LVNV
I'll try to get some GWs out today too.