Trying to Build Credit Score

[Anonymous]

Hi, I am new to this but I have lost all hope.  I have done all I think I can to build my credit score.. It started off at 595 in January of this year and now as of December its 643 but I have received 3 new collections this month alone on my credit report.  I have no idea on what to do now.  I do not have a clue about them, because I am over seas and I have not been hearing anything about my mail...  I really need some help..I am trying my best to get a 715 by the end of 2012 but I am all out of motivation and things to try..  So if someon could please help me...

[GoodCredBen]

Do you have someone that is acting on your legal/financial behalf while you are over seas? Are you in the military? 

[hoping2rebuild]

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@Anonymous wrote:

Hi, I am new to this but I have lost all hope.  I have done all I think I can to build my credit score.. It started off at 595 in January of this year and now as of December its 643 but I have received 3 new collections this month alone on my credit report.  I have no idea on what to do now.  I do not have a clue about them, because I am over seas and I have not been hearing anything about my mail...  I really need some help..I am trying my best to get a 715 by the end of 2012 but I am all out of motivation and things to try..  So if someon could please help me...

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Hi and Welcome

If it were me I would read the following it can answer alot of questions that you might have

Common Abbreviations

What Steps Do I Take - great for learning the repair process.

and Example letters - PFDs, GWs, DVs, etc.

if you have questions ask away we are all here to help and can learn alot from each other.

[Anonymous]

Yes, I am in the military and I have my husband and my mother that can act on my behalf....I will try those attachments that  sent...Thanks

[pizzadude]

I'm sorry that you had these collections added, but try not to get discouraged. Just take on each collection one at a time. This forum is full of great resources, take a look around and you will find help.

[guiness56]

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@Anonymous wrote:

Yes, I am in the military and I have my husband and my mother that can act on my behalf....I will try those attachments that  sent...Thanks

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Are you AD or deployed Reserve or Guard?